| Urgent Requirement || Cards SME || New Jersey,/ Nebraska/GA/FL/TX (LOCAL ONLY)!|| c2c at Berkeley Heights, New Jersey, USA |
| Email: [email protected] |
| Title: Cards SME Location: Berkeley Heights, NJ/ Omaha, NE/ Alpharetta, GA/ Coral Springs, FL/ Irving, TX (Local only) Job Description: We are seeking a highly skilled Cards Product Owner with expertise in credit card systems and practical experience in implementing Banking Industry Architecture Network (BIAN) standards. The ideal candidate will have a deep understanding of credit card operations, including issuance, processing, and settlement, and will play a crucial role in designing and optimizing card-based solutions. Key Responsibilities: Domain Expertise: Provide expert knowledge in credit card systems, including credit, debit, prepaid cards, Onboarding, Account opening, Authorization, A/R receivables processing, A/C Payables, Collections Offer insights into industry trends, regulatory requirements (e.g., PCI DSS, EMV standards), and emerging technologies (e.g., contactless payments, digital wallets). BIAN Awareness and Service Domains knowledge Lead the implementation of BIAN standards within credit card systems. Ensure alignment of card product development and integration with BIAN frameworks. Product Development: Collaborate with Product, Engineering, and IT teams to design and develop innovative card solutions. Advise on card product configurations, features, and integration with existing banking/payment systems. Process Optimization: Enhance card issuance, processing, dispute resolution, authorization, and settlement processes. Identify and implement improvements in card transaction workflows and suggest automation solutions. Compliance & Risk Management: Ensure card products comply with local and international regulations (e.g., PCI compliance, fraud detection, KYC, AML). Conduct regular risk assessments and audits to mitigate fraud, security breaches, and data compromise. Training & Support: Provide training and mentorship to internal teams on card-related processes and best practices. Serve as an escalation point for complex card-related issues, including chargebacks, fraud detection, and technical challenges. Stakeholder Communication: Liaise with external partners, vendors, and payment networks (Visa, MasterCard, etc.) to ensure seamless product integration and compliance. Report on card program performance and improvements to leadership. Required Qualifications: Experience: At least 7 years of experience in the cards domain (credit, debit, prepaid) within financial services or fintech. Proven track record in card product development, transaction processing, and operational management. Practical experience in implementing BIAN standards. Skills: Strong understanding of card processing systems, including authorization, clearing, and settlement. Familiarity with ISO 8583 messaging, EMV standards, and PCI DSS compliance. Knowledge of fraud detection techniques, dispute resolution, and regulatory compliance. Proficiency in payment gateway integration, acquiring/issuing processes, and reconciliation. In-depth understanding of BIAN standards and their application in card product development and integration. Communication: Excellent verbal and written communication skills. Ability to convey complex technical concepts to non-technical stakeholders. Preferred Qualifications: Experience with emerging payment technologies such as mobile payments, tokenization, and blockchain. Previous involvement in digital transformation projects in the financial industry. Understanding of global card schemes and regional payment networks. Key Competencies: Analytical thinking and problem-solving. Strong attention to detail and commitment to quality. Ability to manage multiple priorities and deadlines. Strategic and innovative mindset. Leading working sessions with a mix of business, product, and technology teams. Best Regards www.diverselynx.com Sapna Verma E-Mail: [email protected] Diverse Lynx LLC, 300 Alexander Park, Suite 200. Princeton, NJ 08520. -- Keywords: cprogramm rlang information technology Florida Georgia Nebraska New Jersey Texas Urgent Requirement || Cards SME || New Jersey,/ Nebraska/GA/FL/TX (LOCAL ONLY)!|| c2c [email protected] |
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| Fri Sep 27 23:06:00 UTC 2024 |