| Urgent requirement : Product Owner with Credit Card SME Experiencein Berkeley Heights, NJ - Onsite at Berkeley, Illinois, USA |
| Email: [email protected] |
| From: pavan kumar, Saransh INC [email protected] Reply to: [email protected] Role : Product Owner with Credit Card SME Experience Location : Berkeley Heights, NJ - Onsite Job Description: We are seeking a highly skilled Cards Product Owner with expertise in credit card systems and practical experience in implementing Banking Industry Architecture Network (BIAN) standards. The ideal candidate will have a deep understanding of credit card operations, including issuance, processing, and settlement, and will play a crucial role in designing and optimizing card-based solutions. Key Responsibilities: Domain Expertise: Provide expert knowledge in credit card systems, including credit, debit, prepaid cards, Onboarding, Account opening, Authorization, A/R receivables processing, A/C Payables, Collections Offer insights into industry trends, regulatory requirements (e.g., PCI DSS, EMV standards), and emerging technologies (e.g., contactless payments, digital wallets). BIAN Awareness and Service Domains knowledge Lead the implementation of BIAN standards within credit card systems. Ensure alignment of card product development and integration with BIAN frameworks. Product Development: Collaborate with Product, Engineering, and IT teams to design and develop innovative card solutions. Advise on card product configurations, features, and integration with existing banking/payment systems. Process Optimization: Enhance card issuance, processing, dispute resolution, authorization, and settlement processes. Identify and implement improvements in card transaction workflows and suggest automation solutions. Compliance & Risk Management: Ensure card products comply with local and international regulations (e.g., PCI compliance, fraud detection, KYC, AML). Conduct regular risk assessments and audits to mitigate fraud, security breaches, and data compromise. Training & Support: Provide training and mentorship to internal teams on card-related processes and best practices. Serve as an escalation point for complex card-related issues, including chargebacks, fraud detection, and technical challenges. Stakeholder Communication: Liaise with external partners, vendors, and payment networks (Visa, MasterCard, etc.) to ensure seamless product integration and compliance. Report on card program performance and improvements to leadership. Required Qualifications: Experience: At least 7 years of experience in the cards domain (credit, debit, prepaid) within financial services or fintech. Proven track record in card product development, transaction processing, and operational management. Practical experience in implementing BIAN standards. Skills: Strong understanding of card processing systems, including authorization, clearing, and settlement. Familiarity with ISO 8583 messaging, EMV standards, and PCI DSS compliance. Knowledge of fraud detection techniques, dispute resolution, and regulatory compliance. Proficiency in payment gateway integration, acquiring/issuing processes, and reconciliation. In-depth understanding of BIAN standards and their application in card product development and integration. Communication: Excellent verbal and written communication skills. Ability to convey complex technical concepts to non-technical stakeholders. Preferred Qualifications: Experience with emerging payment technologies such as mobile payments, tokenization, and blockchain. Previous involvement in digital transformation projects in the financial industry. Understanding of global card schemes and regional payment networks. Key Competencies: Analytical thinking and problem-solving. Strong attention to detail and commitment to quality. Ability to manage multiple priorities and deadlines. Strategic and innovative mindset. Leading working sessions with a mix of business, product, and technology teams. Thank You, Best Regards Pavan Kumar SARANSH, Inc., 5 Independence Way, Ste # 225 Princeton, NJ 08540 Phone: 609-269-2805 [email protected] www.saranshinc.com Pavan Kumar | LinkedIn a Certified Woman & Minority Business Enterprise (WMBE) an e-Verified Employer a TechServe Alliance Excellence Award Company 2019 Disclaimer:**** The information transmitted is intended only for the individual or entity to which it is addressed and contains material of Saransh Inc. is confidential or proprietary. If you are not the intended recipient and have received this in error, please contact the sender and delete it.**** Keywords: cprogramm rlang information technology New Jersey Urgent requirement : Product Owner with Credit Card SME Experiencein Berkeley Heights, NJ - Onsite [email protected] |
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| Tue Oct 01 00:17:00 UTC 2024 |